Effective Date: September 22, 2026

Welcome to https://www.treacyhduerfeldt.com/ (the "Website"). The Website is operated by Treacy Duerfeldt ("Treacy," "we," "us," or "our").

By accessing or using this Website, you agree to these Terms & Conditions ("Terms"). If you do not agree with these Terms, please do not use the Website.

1. Use of the Website

The Website is provided for general informational and professional purposes.

You agree to use the Website only for lawful purposes and in a manner that does not:

• Violate any applicable law or regulation;

• Infringe the rights of another person or organization;

• Attempt to gain unauthorized access to the Website or its systems;

• Interfere with the operation or security of the Website; or

• Introduce malicious software or other harmful material.

  
  

We reserve the right to restrict or terminate access to the Website where reasonably necessary to protect the Website, its users, or our rights.

Information Provided Through Calendly

The Website may contain an embedded Calendly scheduling service. If you choose to schedule a meeting through Calendly, Calendly may collect information that you provide during the scheduling process, which may include your name, email address, meeting details, and other information you voluntarily submit.

Calendly may process personal data in connection with its scheduling services. We encourage you to review Calendly's Privacy Notice for additional information about how Calendly processes personal information.

2. Information and Educational Content

The content provided on this Website is for general informational and educational purposes only.

Content relating to construction insurance, risk management, insurance practices, or related subjects is not intended to constitute legal, insurance, financial, accounting, or other professional advice.

You should consult an appropriately qualified professional before making decisions based on information presented on this Website.

While we make reasonable efforts to provide useful and accurate information, we do not guarantee that all content is complete, current, or free from errors or omissions.

3. No Professional Relationship

Your use of this Website or communication through the Website does not, by itself, create an attorney-client, insurance-broker, insurance-advisor, fiduciary, or other professional relationship between you and Treacy Duerfeldt.

A professional relationship may only be established through a separate agreement or engagement where applicable.

4. Scheduling Through Calendly

The Website may provide access to Calendly to allow visitors to schedule meetings with Treacy.

Scheduling a meeting does not guarantee that Treacy will provide any particular service, advice, recommendation, or engagement.

Calendly is a third-party service and its use is also subject to Calendly's own terms and policies.

5. Intellectual Property

Unless otherwise indicated, the Website and its contents, including text, graphics, logos, photographs, designs, videos, documents, and other materials, are owned by or licensed to Treacy Duerfeldt and are protected by applicable intellectual property laws.

You may view and use the Website for personal and legitimate professional purposes.

You may not, without prior written permission:

• Copy or reproduce substantial portions of the Website;

• Modify or create derivative works from Website content;

• Republish Website content;

• Distribute Website content for commercial purposes; or

• Use our branding, logos, or other protected materials in a way that suggests an unauthorized association or endorsement.

6. Third-Party Links and Services

The Website may contain links to third-party websites, platforms, or services, including LinkedIn, Calendly, Google services, and other external websites.

These links are provided for convenience and informational purposes.

We do not control and are not responsible for the content, availability, security, or privacy practices of third-party websites or services.

Your use of third-party websites is subject to their respective terms and policies.

7. Website Availability

We make reasonable efforts to keep the Website available and functioning properly. However, we do not guarantee that the Website will always be available, uninterrupted, secure, or free from errors.

We may modify, suspend, or discontinue any part of the Website at any time without prior notice.

8. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and its content are provided on an "as is" and "as available" basis.

We make no warranties, express or implied, regarding:

• The accuracy or completeness of Website content;

• The availability or reliability of the Website;

• The suitability of information for a particular purpose; or

• The Website being free from errors, interruptions, or security vulnerabilities.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Treacy Duerfeldt will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or relating to your use of, or inability to use, the Website or its content.

This limitation does not apply to liability that cannot legally be excluded or limited under applicable law.

10. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Treacy Duerfeldt from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of the Website or violation of these Terms.

11. Privacy

Your use of the Website is also subject to our Privacy Policy, which explains how information may be collected and used through the Website.

12. Changes to These Terms

We may update these Terms & Conditions from time to time.

When we make changes, we will update the Effective Date at the beginning of these Terms. The updated Terms will become effective when posted on the Website unless otherwise stated.

Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms, to the extent permitted by applicable law.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws applicable to Treacy Duerfeldt and the operation of the Website, without regard to conflict-of-law principles.

Any disputes arising from or relating to these Terms or the Website shall be handled in the appropriate courts or forums having jurisdiction over the matter.

14. Contact

If you have questions about these Terms & Conditions, please contact:

Treacy Duerfeldt
Email: treacy2@cirelearning.org

Website: https://www.treacyhduerfeldt.com/